Tag: Mexico

That happened…again

Featured by Stacy Ziegler, posted in Early Retirement, Empty nest, home exchange, Inspirational, Lifestyle, Mexico, Travel

Months have passed since the last entry, I am beginning to think I should rename this my quarterly blog site.

The events since October have been continuous. We have had a steady stream of visitors; my kids, my coworkers and my friends have all made the trip down with Lisa’s niece (and her family), mother/step father, sister (and her family) One of our most memorable guests was my best friend who came down (with her family) and her husband in mid October to celebrate their 25 year wedding anniversary. Lisa performed the ceremony and we honored the local culture with offerings and Copal, it was magical. Lisa’s dad and step mom are coming next week though they are treating themselves to a week at an all inclusive resort in Playacar before they stay with us for a few nights. My youngest son came down in November and we flew back to Washington with him in December due to a sudden tragic loss of my other best friend’s daughter.

We completed our first Home Exchange in NYC over the holidays, which was really living out a life dream of mine. Despite the absolutely awful, freezing cold wind directed directly into our eyes, we managed to make it to the Christmas Eve showing of The Rockettes, “Christmas Spectacular” and spectacular it was! It felt surreal and dreamlike, as if we were in a movie. We also went out to Coney Island on New Years day to grab a hot dog and people watch those who were crazy enough to participate in the polar bear plunge. We dined at several places but our favorite had to be Pig Heaven, where we had Christmas Dinner. Their ribs…no words to do them justice. They were so tender, flavorful, finger licking sticky, pieces of deliciousness. We were lucky enough to be within a few blocks of everything, including the subway. We were just a block down from an actual speakeasy, the concoctions were impressive! We spent a fair amount of time in the apartment, enjoying the breathtaking view from the corner apartment, snacking on charcutier trays, and delighting in foods we cannot get here. After meandering through numerous parks, ferry landings, subways, burrows, etc. we wrapped up our trip by visiting Summit One Vanderbilt. If you go, you should book well in advance if you are aiming for sunset or a night time visit.

Rockefeller Center Tree/ Drinks at the UES / Vanderbilt One

I have spent endless hours planning ,messaging, and prepping for our next big adventure. The ADVENURE OF A LIFETIME! Really, it is. I have planned this for months and I know the odds of ever being able to do it again are slim. When we retired, our goal was to travel. The big question became how to do that on a sustainable level where we were not just blowing through our savings. Through Home Exchange, we have found many others, like ourselves, who want to reasonably travel. Our first exchange in NY was perfect. It was beyond perfect really, we have friends in NY now and we plan on exchange with them again in the future. I don’t expect all of our exchanges to go that well but being able to text, call or video chat with our incoming guests have made this a much more comfortable experience for all. We have 87 days of travel ahead of us. 15 of those days will be on a cruise across the Atlantic. From there, we have reciprocal exchanges lined up for Montpellier, Marseille and Florence. We are allowing other Home Exchangers to use our home for guest points, which act as currency. In return, we had enough guest points to cover our stays in Barcelona ,Paris, Rome and Santorini. We are planning a minimum of a week per city and almost 2 weeks in Rome as we want to use it as a base to explore Naples, Pompeii, Sorrento, etc. We are only paying for accommodations for 6 out of those 87 days. A highlight of Home Exchange is being able to “live like a local.” Hosts are happy to provide information on where to eat, visit, etc. that can’t be found in a travel guide 😉

As for life in Mexico, it is still just as great and full of surprises and adventures as it has ever been. Lisa had to see a dermatologist for a suspicious mole. She was able to be seen in 3 days, it cost 1300 pesos (65 dollars) and the doctor was fantastic. She took Lisa’s medical history herself and spent about 45 minutes with us discussing concerns and what to look out for. She even had me look through her dermascope so I could see for myself what she was seeing. We also had to go through a process of changing out our license plates and registering the car for this year. It was not hard to do but one does question the logic behind making everyone change their plates every 3 years, at the same time. The lines in some places were hours long, I lucked out on a rainy day at a satellite office where it only took me 20 minutes.

When we returned from NYC, we did talk about possibly buying another home back in the States but then we were reminded of all the reasons we left. Sometimes it feels like we are on perpetual vacation and coming back from NY felt like we were coming back to a vacation house and not a home but that is exactly what we need it to be for the next few years. Who knows what the future will bring. Especially in regards to taking care of parents, helping out with grandkids (one day, I hope!!) or other unknowns but until then, we are going to travel travel travel and continue living our best lives!

Time flies……

by Stacy Ziegler, posted in Early Retirement, Empty nest, Ex pat, home exchange, Inspirational, Lifestyle, Mexico, Moving abroad, Travel

I can’t believe we have been here 5 months. I also can’t believe that I haven’t managed a blog post since June, but….. here we are.

Our first month or two just felt like we were on an extended vacation and month 3 started to feel like groundhogs day. I decided to pick up some piece work to give me more to do while Lisa is contently working on her puzzle or living her best life in the Ocean. We did not start having guests until August so we had plenty of time to settle in. Since then, we have had either friends or family down on a pretty regular basis. First my my 3rd oldest son and his friend, then Lisa’s niece and her family came, then my second youngest and his girlfriend, then my best friend and her children (though they stayed at a resort up the road) but Lisa and I happily hosted their 25th wedding vow renewal at our house, at sunset, under the palapa-it was magical! I have my friends and work colleagues coming in tomorrow for a week, I am sure there will be work done, for tax purposes 😉 next up is my sister in law and her son, then my youngest will arrive the last week of November. Tired yet? My oldest son will make the trip at some point. We are going back to Washington to spend a month next summer so it may be until then that I see him but he calls me frequently so I am not complaining.

So what’s it been like? It has been great! I feel like I know the Cancun airport, Playa del Carmen and all the local cenotes like the back of my hand. It took me FOR EVER to get an RFC (tax ID) number to open a checking account but I finally got that done last month. It was a challenging experience since I have limited Spanish reading skills but the employees at the SAT office were helpful and patient. There was a local man there who could not read sitting next to me while we were filling out forms and he asked me what his paper said, I can’t describe the feeling that left me with. There is very much a class system in place here and dare I say that the original settlers of this land are treated the worst. You could draw parallels from the Mayans to the Native Americans except that here, the Mayans don’t have much protection from exploitations. Work environments, tools, etc. are very archaic and that is the typical job for a Mayan, a laborer. Watching a man at work with a pix axe-going at limestone- in 90 degree weather makes my work ethic look questionable, if not almost embarrassing. When we hired a local contractor to install a pergola for our car, this is exactly what I witnessed as well as several workers, sitting on the supporting beams of the pergola, nailing in sticks of wood by hand in the middle of a thunderstorm. A power tool was used once… Even for workers who are paid legally, the Mexican minimum wage is 172 pesos per day (about 8 usd) and I can tell you that the cost of food and gas down here is only slightly less expensive than in the States because we live in a tourist state but that doesn’t mean they get paid more. One more before I get off my soapbox, in Mexico, it is very common to have a housekeeper and for her to come several times a week (Once is good for us). The pay is more than the minimum wage (usually) but not by much. My neighbors maid offered to clean our house when our housekeeper was away once and we took her up on it. She showed up with her 12 year old daughter as she was her apprentice, she was teaching her how to correctly clean houses, make the beds, etc.. I know not all kids go to high school here (and by here, I mean Mexico, not this privileged little community that I live in), some stop at 6th grade so they can work and help support their families but to see what that looks like left me extremely humbled and full of guilt. It is, after all, only a fluke that I was born in the States and yes, white privilege is real, even here.

If you look closely, you can see two extension cords strung together behind the man

Going to the store, out to eat, driving, shopping etc. has all become very normal. When we first moved down, I was hypervigilant about everything, now I am only hypervigilant about some things. We have the water delivery schedule down as well as the Gas guy (Propane home) and it feels….like home!

We went to Oaxaca in July for my birthday, it was truly a unique experience. We were lucky enough to go during Guelaguetza! This is a celebration of traditions and culture from the surrounding communities. Let me tell you, Oaxacans are some amazing and proud people and they now how to party! The food, the historical tours, the food, the mezcal, the food, the cooking class, the food, the ruins of Monte Alban, the food…Yes, it was amazing! We had no idea the parade route would turn right in front of our hotel, Casa de Siete Balcones. The hotel purveyors set up the rooftop for us so we could watch. It was a once in a lifetime experience.

The prices of food and items in Oaxaca were close to half of what they are in Quintana Roo. We are very much looking forward to traveling throughout Mexico and hope to do so next year. As for now, we have set up our home here on a few different home exchange sites and have several upcoming trips. We are exchanging homes over Christmas/New Years with a couple from Manhattan and next spring, we have exchanges set up in Spain, France and Italy! So far this, BBYODO thing is really panning out 🙂

TTFN!

Life in Mexico

by Stacy Ziegler, posted in Early Retirement, Lifestyle, Mexico, Moving abroad

What an adventure these last several weeks have been! We left Washington state on May 7th and spent a few weeks traveling to see friends and family. We arrived in Mexico on May 23rd with 6 checked bags, 2 carry-ons and 2 backpacks! Everything else was gifted or sold. We each stored a small box of keepsakes back in the States but that is it. Lisa insisted her Ninja Blender make the trip, I can’t fault her there, my Le Crueset french oven also made the trip. While you can buy just about anything you need here, electronics are a premium. Amazon. Mx does not disappoint!

**Tip, if you have a Delta credit card, you get your first bag free for you and your companions, if you fly first, the allowance increases by 2 bags each. The flight cost between economy and first were minimal and more than paid for the cost of luggage had we had to pay for it. Also the weight allowance increases from 50 to 70 lbs 😉

We picked up our new Honda the day after we arrived. I had pre ordered and paid for it back in January due to the chip shortage. The process was less painful than any car buying experience in the States. Prices for new cars are static here, there is no negotiating and it includes tax. I did pay am extra $1500 pesos for them to register and plate my car for me so I wouldn’t have to deal with that as soon as we landed. We got our Mexican drivers licenses a few weeks later, it was a piece of cake. The State of Quintana Roo was running a discount through the month of June for half of the cost of a license. This blew me away! It was advertised on Facebook and the department of transportation was even responding to questions about it. Juxtaposition to Washington and California DOL/DMV is striking.

During our road trip, Lisa ended up with bronchitis. Even though it mostly cleared before our flight down, she never really fully recovered. Last week we finally decided to seek medical attention. Our community doctor came to our house the morning after I contacted her through Whatsapp at 7pm the night before (if you travel and don’t know what this is, look into it! ) the housecall was 1,000 pesos (50 usd) she ordered several tests to check her blood, thyroid, Immunoglobulins and a throat culture. Total bill for the labs was $1100 pesos. We have insurance, the deductible is 31,000 pesos so like most people, we just pay cash and hang on to the factuta (receipt). Interesting side note about deductibles here-it is a one time charge per incident or illness that is never paid again regardless of how much time has passed. For example, you have lukemia, you pay your deductible once, even if you are treated for it over several years. I digress, the entire cost of Lisa’s visit, labs, etc was roughly $120 usd! We were emailed her test results later the same day.

I am still trying to figure out my role here. I’m not working as much as I thought I would be and now that we are all settled, I’m becoming a little restless. I am going to the special needs school across the highway tomorrow to see how I can help over there. Next month we had to Oaxaca, I can’t wait to explore the smaller villages, ruins and of course, the food!

A life of travel and beaches is certainly something to be grateful for but I will always need purpose 😊

2022

by Stacy Ziegler, posted in Early Retirement, Moving abroad, Puerto Aventuras

Wow! It been a hot minute since I’ve updated anything. To pick up where I left off, we had just finished the consulate process in Seattle and we had appointments at INM in Playa del Carmen in the 9th of November. This was the perfect way to spend our wedding anniversary. The process was relatively easy and we did not have to wait long at the office to be processed and receive our residency cards but that was largely because we used Milly Arceo at Legally in Mexico to complete the paperwork on the Mexican side of the border.

When it was time to come back, the depression set in. Everyone wants to spend more time in Mexico, sure, but the dread of returning to the States and to work is more pronounced each time. What made that return trip home is we knew it would be the last one before the final move. It was hard to say goodbye to our friends and our home. The entire Riviera Maya just feels so magical, it has a
a pull on my soul that I cannot put into words. We both planned to make our retirement announcements soon after our return.

December was a hectic month, I had surgery, we had the holidays, the important people Lisa needed to talk to before announcing it formally had taken time off and we ultimately pushed the announcement off until just a few weeks ago. The presiding Judge was not at all surprised, she had known we had bought a home and obtained residency. Some of the other Judges took it a little harder. Lisa has been such a pillar of strength and leadership over the last 30 years, it is no surprise that many of her co workers had mixed feelings about the announcement.

My announcement followed hers and while I won’t be officially done working, I will shift my focus to business operations and will no longer be the program manager. A decade and thousands of cases of abused and neglected children later, in an era where children’s rights and interests are largely placed on the back burner, has really taken a toll on me. I will miss many of my colleagues and some of the great reunification and adoptions I’ve been apart of but I am more than ready to separate myself from the secondary and tertiary trauma that comes with this line of work. Our last days at work will be April 15th!

So what’s next? The universe is still creating a very easy path for us. We already have our house under contract(and they are taking most of the furniture!), one of my vehicles is already promised to a buyer, I’ve sorted and organized 30 years with of kids art work, photos and other keepsakes. Our house is set to close May 6th and we have airline tickets for May 7th to spend a month traveling California and Arizona to see family before we make the trip from LAX to Cancun in late May. It’s hard to believe it is so close when it feels like we just started this journey. When it’s right, it’s right. Until next time, mi amigos. Salud.

The Mexican Consulate

by Stacy Ziegler, posted in Early Retirement, Ex pat, Lifestyle, Moving abroad, Playa del Carmen, Puerto Aventuras, Riviera Maya, Travel

Also known as, Consulado de México. This is where you start the process of legally entering Mexico if you want to stay past the 180 day tourist visa. Obviously our intent is to stay for an undetermined amount of time. Could be a several years, could be forever. The one thing I can say with absolute certainty is the only thing that is consist between consulates is that their Visa requirements are all different. Covid has restricted some consulates to only serving people in their geographical area, as determined by them. Portland, for example, is currently only serving Oregon and southern Washington state. Other consulates, like Las Vegas, are serving anyone. We chose Seattle because A) that’s our closest office. B) They were only asking for 6 months of financial documentation (which was still 35 pages) and C) They were conducting the initial interview via Zoom. All good things. In my last entry, I had just been notified that we had been processed and they had offered us an interview date!

Fast forward several weeks, our Zoom interview went very well. We were asked questions surrounding why we chose México, what ties we had there, and other basic questions. While I was nervous about the interview, I knew our intentions were solid and reflected what they wanted to see in someone seeking permanent residency. It helped that we are homeowners there and had already established solid ties to friends and our community, I’m on our HOA board and we had made several trips down over the last few years. It also helped that my wife lights up every time we talk about México and what she loves about the people, culture, and of course, the food. We were approved for our Visas and I can tell you that I genuinely felt welcomed to Mexico. Our agent was extremely helpful and kind throughout the process. This is not a new feeling, most Mexicans are extremely kind and welcoming to foreigners in their country so long as you show some respect and leave the entitlement at the border. We then needed to appear at the consulate in person to have our fingerprints and photos taken. I returned the next day to pick up our actual visas. This is what it looks like, they place it in your passport. You have 6 months to enter México to finish the process at INM (Instituto Nacional de Migración/Immigration) and exchange your visa for your resident card. Once you enter, you have 30 days to start the process.

Visa that goes into your passport
Permanent resident card (RP/Residente Permanente)

Depending on your finances, age, and intentions, you may be approved for temporary or permanent residency. The only difference is that temporary needs to be renewed, sometimes annually, for up to 4 years at which time you will have to roll it over to permanent or leave the country. The one upside to temporary (TP/Temporal Residente) is that you could bring a foreign plated car into México via a TIP (Temporary Import Permit) for a long as your visa is valid. Qroo Paul has an excellent blog with endless information about moving to Mexico. You can read the article here for more information on the ends and outs of bringing your car.

If you are offered permanent residency and have no intention of bringing a car, take it. Nobody wants to spend their time, money, or patience having to deal with immigration in Mexico. Further, if you are not fluent in Spanish (reading and writing) and don’t have a bunch of time, money and patience, I highly recommend using an immigration specialist to help you complete the process in Mexico. There are several throughout the country, search the Facebook expat boards for recommendations.

That’s all for now folks! Happy fall and safe travels.

Mexico, here we come!

by Stacy Ziegler, posted in Akumal, Diving, Early Retirement, Ex pat, LGBT, PADI, Playa del Carmen, Puerto Aventuras, Riviera Maya, Scuba Diving, Travel

2020 is almost over, thank goodness! I realize it has been quite some time since I have written anything- I think we all got sucked into the COVID abyss. While the end is coming to a year, 2020 has been full of as many ups as there have been downs. Big news!!!! We bought a place in Mexico! That’s correct, a place to call our own in the Riviera Maya. We made a trip down in November to complete our PADI Advanced Open Water dives since our training was about to expire and to check out some locations we had narrowed down. I will post separately about my horrid, near death experience with Seth Drabinsky through Seth Dive Mexico though you can read my review on TripAdvisor and his completely inappropriate and unprofessional response to it until then. I did find out the hard way that the healthcare providers in Playa are pretty top notch (for a gringo with money and good insurance) and I received better care there than I have ever in the US. I was treated by Playa International Clinic– Dr. Denise and my nurse Paula were amazing. Lisa was able to stay the night with me at the clinic in my room and they kept an eye on her for decompression illness and even fed her for free.

After spending countless hours on the computer to research areas, we narrowed our search down to Playacar, Puerto Aventuras, and Akumal. All of these areas are within 30 minutes or so from Playa del Carmen. We looked at several properties and were torn between a home in Playacar and one in Puerto. It was a very difficult decision but we went with home in Puerto. While Playacar is absolutely lovely, Puerto has it beat when it comes to snorkeling and a marina and it is about half way between Akumal and PDC. The beaches in Playacar are stunning but there is nothing to see in the water there. Puerto also has a variety of shops, restaurants, etc and was designed as an expat neighborhood. Don’t read that as expats just from the US, Puerto is like a giant Epcot center and right across the highway is where most of the locals live. We wanted something safe and in a gated community but what we did not want was a community that is filled with Americans. A big motivator in moving out of the country is to experience different cultures, people, and places.

I can tell you that buying in Mexico is not for the faint of heart, obviously. There is something about having the right realtor and attorney that can ease your fears but standing in your bank, wiring your 10% earnest money to an escrow account in Mexico takes some serious nerve. We are working with Marieke Brown, a very respected, straight shooting realtor who has talked me down a few times so far. We will be using our attorney to sign closing papers for us, I can say as someone who trusts no one, this is quite the experience. We will be back down several times (COVID/Vaccine willing) before our final move in 2022.

Flying during COVID was also something that caused a great amount of distress. There are tons of articles and studies surrounding COVID and the risk of contagion on an airplane. The risk is extremely low. We put on our N95s and sanitized everything. Alaska Airlines did a phenomenal job and I did not see a single person wearing a mask incorrectly and they blocked out middle seats. We were disheartened to see so many tourists not respecting guidelines once we got to Mexico. My biggest fear was what if we gave it to some poor local. They do not have the resources or hospital infrastructure to handle the COVID crisis. Read, Why Mexico is failing to confront the COVID crisis. With that said, I felt way safer in Playa del Carmen that I do here in Washington state. It isn’t a political issue for locals, they take it seriously. I just wished more tourist would have as well. We tested for COVID before our trip and then 6 days after we returned home. Side note- Mexico, at least the state of Quintana Roo, is very LGBT friendly. We felt extremely comfortable working with realtors, attorneys, etc. and have never felt discriminated against during any of our trips down.

I am sure most of my 2021 blog will be filed with the ups and downs of buying internationally and obtaining permanent resident status. Until next time, Hanukkah Sameach!! Stay safe and healthy.

Decisions, Decisions

by Stacy Ziegler, posted in Colombia, Early Retirement, Inspirational, LGBT, Lifestyle, Travel


Where is my magic 8 ball?

When it was decided that our family needed to move from our state of origin (California) in 2011, it wasn’t all that hard to pick a location. We knew we wanted to stay on the west coast, we wanted a small city with plenty of things for the kids to do, we wanted good schools, good weather, and decent home prices. We were able to whittle our list down to one city in no time. We flew up to visit during the rainy season to ensure it was tolerable and then moved that following summer. From the time we decided to move to moving day was about 8 months. Pretty short considering we had never lived more than 2 hours from where we were both born and raised.

While you would think moving a family of 6 to another state knowing absolutely no one would be difficult, it was surprisingly easy, no 8 ball needed. If only identifying a country to retire in could be the same. If you Google, “best Countries to retire in,” or “best Countries for expats,” there are some really tough contenders. What I do know is, it needs to be affordable, it needs to be easily accessible from the States, It needs to offer good healthcare, people need to be friendly and welcoming , my marriage needs to be recognized (No countries like Malaysia that criminalize homosexual behavior-You can be sentenced to 20 years with or without fines and whippings.  ) but more important than all of that, It needs to call my name. We are talking about leaving all my family and friends, not only does it need to call, it needs to SING my name.

So who’s on the list? Colombia to start. Mexico is also in the running. Costa Rica is out and so is Panama. While both of those countries make the top 5 list according to International Living, they are too expensive and too far away to be worth it. Yes, Colombia is further but it is about half the cost of Panama and half as empty (this is a +!) as Costa Rica. While the Riviera Maya area of Mexico may be more expensive than the Caribbean side of Colombia, it has some real benefits. Most people that I have encountered in Mexico speak at least a little English.
The majority of people in Colombia do not speak English. Given that I only speak a little Spanish, this is a big plus for Mexico. Though I am dedicated to spending the next few years working on my Spanish. Since the majority of my top retirement contenders are in Latin America, this seems like a no brainer. I used to fantasize about retiring to Italy, and I might! Even in that situation, a good Latin base will be extremely beneficial.

Easy access to the States is essential. I have been playing with flight schedules over the last few months trying to figure out how to get to Colombia and back without wasting two days of travel each way. The issue is compounded by the fact that I am trying to travel on JetBlue because I have a hefty credit from when we decided to focus our time and money on early retirement instead of a lofty vacation in the Caribbean. This issue is further compounded by the desire to check out inland areas of Colombia, east of Medellin. You can’t just drive around Colombia, it would take days to get over the windy mountainous terrain so maybe that will have to be tabled for another trip. Most people can pop a sleeping aid and catch some zzzz’s on the plane. Not for the life of me do I fall into this category! I learned this the hard way on a red eye to Ireland. An Ambien and massive time change later, I was a mess for days. We will have a little over two weeks in November to explore Colombia-I don’t want to waste 4 of those days traveling with two of them sleep deprived. At least the time change is only a 2-3 hours,depending on our daylight savings, major bonus!

Traveling to and from Cancun or Cozumel is a piece of cake on just about any airline. It takes half as much time to get there than it does Cartagena. As you can tell from my previous post, Ahhhh the Riviera Maya there is much love for Mexico. That was my 3rd trip to the area. I have been to Cozumel, Cancun, Rivera Maya, and Progresso. Disclaimer, I have only been as a tourist. I think we are kicking ourselves now that we have returned for not checking out the local scene but what a better excuse do you need to return? I know the weather is warm and humid but tolerable. I fear that Colombia will be similar to Jamaica and I could hardly stand it there. The humidity is oppressive, even in the shade with a breeze. If we get to Colombia and it is similar, that part of the country gets a big red line through it on the list. There are much milder areas of Colombia, Medellin is actually named the city of eternal spring. Moving to a big city is not on my list though. I want the Caribbean Sea. I want to scuba dive frequently and do nothing while enjoying the white sand just as often.

Medical care in Mexico is not nearly as good as Colombia, touting a WHO ranking of 22. The US ranks 37 and Mexico claims the 61st spot. Interesting side note here. When we came back from Mexico, Lisa had a cold, then I got it. I have spent the last 9 days trying to fight off who knows what she caught on the flight down. I do take immunosuppressants for an autoimmune disorder so it may have been complicated by that. You can’t even assume you won’t catch measles anymore! Digression… Anyway, we picked up some cold medicine that worked really well in Mexico for about $1.50. I have some cold medicine that I had from Canada that works OK for about $5. Then I went out and bought somewhat similar (though not because of the regulations on pseudoephedrine) for $13 that didn’t work at all. $13 vs. $1.50- Works vs. Doesn’t. Hmmmm

As you can tell, it is all very much up in the air. One of the greatest benefits to writing is the ability to see things more clearly, however, If anyone see’s my magic 8 ball, let me know.